Tuesday, May 31, 2011
Asia...in love!!
Monday, May 30, 2011
Winds of Change
Thursday, February 17, 2011
If Everyone Else Were Jumping Off a Cliff...

The home I purchased in 2008 is probably the worst thing I could have done to hurt my financial future. With hindsight being 20/20, it's easy to look back now and say, "Well, that was a bad move." But at the time, and in the location my wife and I were looking, it appeared that things were leveling out and home prices didn't have much further to fall.
About 20% in reduced home value and two property tax increases (plus a reduction in our homeowner's exemption) later, I'm kicking myself for ever allowing myself to be talked into home ownership (I've always been more of an apartment kind of guy). At the time, my wife and I thought we were doing things the right way. We put a nearly 45% down payment on the home, took out a 5.35% fixed rate, 15-year mortgage, and made extra payments along the way.
It wouldn't be such a terrible thing if we could ride out the storm for five or ten years in hopes of recovering our losses, but we really don't like the area we chose and have found that home ownership just isn't for us (I worry about things constantly and am afraid to go on vacation anymore for fear that something will happen to the house).
So now, for our mental health and happiness, we have put our home on the market and done so at a much lower price than we purchased it for. If it ever sells, it will set me back significantly in my retirement plans, but even I will admit that being happy is sometimes worth more than money -- depending upon the amount of course."
I feel bad for this guy but I'm glad he's now doing what he really wants to do. It just took tens of thousands of dollars to figure it out. So if you are reading this and still can choose what you want to do, remember that you don't have to be like everyone else. "Everyone else" (Japanese or American) got burned. You don't have to join the party to fit in. You can rise above "Everyone else's" mistakes.
As Henry David Thoreau said:
"If a man loses pace with his companions, perhaps it is because he hears a different drummer. Let him step to the music which he hears, however measured, or far away."
Tuesday, January 4, 2011
Happy New Year (Some Good Music)
Megan and I went to Anacortes for Christmas. I replaced a broken window in Megan's parents' house. I felt like such a man learning how to caulk a window after watching a Youtube video, you know, the old fashioned way men learned how to do things.
We also went to Vancouver, BC and ate great Taiwanese food! I don't know why it took me three visits to Vancouver to realize I taught several people in Taiwan who used to live in Vancouver, but I got my Taiwanese food. My favorite part was telling the Canadian border guard the name of the restaurant we were going to find since I only knew it as "老黃牛肉麵" I had to think quickly to translate it.
We also moved into our new house in South Provo. Edward, our dog, moved with us from Washington and he loves it here. I love having him too. There's nothing quite like having a dog living in our home.
One last thing has been on my mind for a while. I love good music and thank my mom for introducing me to great artists as a young child. Megan and I have similar tastes and I'm very thankful as well for that. One problem over the last 6 or 7 years is called, "The Radio" and on this problem are thousands of talentless artists allowed to transmit their horrible "work" to the public.
I'd like to remind anyone who has forgotten what real music sounds like, yes it's old, but guess what? It's way better than 99.93782723729% of what you hear on the radio today.
Go to Youtube right now and listen to these songs!
Turn Your Lights Down Low--Bob Marley and Lauryn Hill
Doo Wop (That Thing)--Lauryn Hill
Ready or Not--The Fugees (swear word alert)
My Boo--Usher and Alicia Keys
Unbreakable--Alicia Keys
You Don't My Name--Alicia Keys
If I Ain't Got You--Alicia Keys
Video--India.Arie
Stay With You--John Legend
I Can't Write Left Handed--John Legend w/The Roots (or Bill Withers, if you prefer)
Almost anything made by Jack Johnson and Coldplay.
Now listen to the radio again and your head will explode!
Happy 2011!
Sunday, December 5, 2010
Finding Time
So I got annoyed when I heard many of my fellow quorum members complaining about not having any time to spend with his wife. Maybe someone reading this can explain this one for me, but many of those in the room don't have a job (or have their wife work) and major in something easy. I know I shouldn't judge but it's a little annoying. Megan and I have tough classes, work 20 hours a week, and we still have more time than we know what to do with.
As my favorite Young Men's President taught me, "You make time to do the things you want to do."
One last thing, to show your wife you love her don't buy her jewelry like all the radio ads suggest, but take her on a trip...to anywhere! Unlike jewelry, you won't ever worry about losing it and the relaxation will increase your love. Trust me on this one.
Everyone enjoy their Christmas! We move out the 18th and will be "homeless" until we move into our new place on New Year's Eve with Edward, our dog! Can't wait!
Saturday, October 9, 2010
Grateful
Today I finished reading a book called, "The Alchemist" by Paulo Coelho. It's amazing. I had several good friends recommend it so being the cheap Mormon that I am, I borrowed it from one of those friends instead of buying it myself. :)
If you haven't heard of it, it's about the story of a boy who desires to live a life more fulfilling than what is offered in his hometown. That's all I'm going to say, you need to read it yourself.
One of my favorite lines summarizes how I've felt about a few people who influenced me but I'm sure they wouldn't recognize me if I passed them on the street. In "The Alchemist," it reads, "He thought of the many roads he had traveled, and of the strange way God had chosen to show him his treasure. If he hadn't...he would have never met the Gypsy woman, the king, the thief, or...well, it's a long list."
A couple of days ago, I made my own list so reading this line really hit me. I think about how lucky Megan and I are to meet so many people from all over. Here are a few.
Balinese/Indonesians
- The Laundry Lady who spoke very little English but had the only dryer in the village we stayed!
- The crazy dude who I paid 4,000 rupiah (40 cents) to give me a ride on his scooter back to our hotel.
- Widhi, our dive trip salesman who accidentally offered us a lower price than I just offered. Haha! A good guy who had recently married.
- Made, our crazy taxi driver who was named the world's best taxi driver by National Geographic (not a joke, he had the article to prove it). "Friends first, money second" was his line.
- The teenage girl who worked at the Internet cafe we stumbled upon in Denpasar. We saw the sign that said, "3.000 Rp/jam" and Megan said, "Now if we only knew what a jam was." I remembered the McDonald's sign that read 24 Jam 7 Hari so we went inside. The girl was very surprised to see two white people in her cafe. She looked at Megan and told Megan her name and Megan reciprocated. A cool experience.
- The old Chinese guy originally from Penang who had lived in Singapore for most of his life. He sat next to us at the bus stop at the airport. He "helped" us get to our destination (but not before we went the long way). Megan mentioned how his English sounded just like the way old Chinese-Hawaiians speak.
- The hawker centre Chinese guy on Joo Chiat Road who made awesome dumpling soup. He was amazed I spoke Chinese. I paid and then went to the other side of the seating area. I watched as he tried to deliver the soup to the only other white guy in the place (who already had his food). Just like the Taiwanese say, "We all look the same."
- Megan's mission friend, Tiffany Lai, who took us around. We went to Little India, the Arab Quarter, and Bugis. At one point there were some Traditional Chinese characters written on a building. She couldn't read them (Singaporeans read Simplified characters) so I translated them for her. Pretty funny that a white guy had to teach a Chinese person how to read Chinese!
- The Malay kampung hawker centre we walked around before heading to church. All Malays except for Megan and me! Amazing iced drinks for S$1!
- My good friend Nathaniel's dad happened to be in Singapore for business and we ended up at the same ward! He took us out to dinner at Clarke Quay and walked around with us and told us about his experience living in Singapore as an expat.
- The security guard at our hotel in Kuala Lumpur. He locked up our luggage in a side room after we checked out while we explored the city. He asked my name and I said, "Jordan." He said, "Oh, like the country!" Never heard that one before. He asked where we were from and then said, "Oh America, I'd love to live there, but I can't get the visa." Helped me realized how lucky we are to live in the US.
- The pack of boys in Kota Bharu who rode their bikes through the night market. They saw us and rode over toward us. They asked where we were from and said, "Welcome to Malaysia!" So cute.
- The keeper of the Internet cafe in Kota Bharu. When we tried to leave, he was nowhere to be found. We went to the street level and waited for a while. Finally he showed up, "Sorry, I had to take my friend home." Haha, yeah, your "friend," you mean girlfriend.
- Fatima, the old lady who mopped the floors at the McDonald's at KL Sentral. She did that all day. Crazy.